Our Services
While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions.
Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services:
Retirement Planning - Helping our clients to make the most of their employer-sponsored retirement plans and IRAs. Determining how much is needed to retire comfortably. Managing assets before and during retirement.
Investment Planning - Helping clients understand investment risk and helping them determine their individual tolerance for risk. Determining asset allocation needs. Recommending appropriate investment vehicles to help clients pursue their goals and objectives.
Tax Management Strategies* -Help make sure our clients mitigate their tax burden by utilizing the relief provisions in the various tax codes. Referring clients to other tax professionals if needed.
Risk Management - Reviewing life insurance policies, disability insurance policies and long-term care policies. Recommending coverages when appropriate. Finding the most appropriate policy for your situation.
Education funding - Helping clients determine the amounts needed for education. Recommending investment and accumulation strategies to help pre-fund the cost of the education for children and grandchildren.
Estate Planning* - Reviewing wills and trusts Preserving the estate for intended heirs. Helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinate with other tax and legal professionals.
Business Continuity Planning - Helping clients plan for the transfer of their business interest to the next generation of business owners.
Employee and executive benefits - Helping businesses attract and retain qualified employees through benefit packages.
*For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.